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    10,000,000 - 50,000,000
  • Last update
    Oct 30, 2014


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SOFTCARD—THE WAY TO PAY WITH YOUR PHONE Softcard is a free* app available for use with many of the latest smartphones.
▶ PAYMENTS: Add eligible payment cards and get all the benefits you would with your physical card. Or setup an American Express Serve® Account and add money to it with your preferred debit card, credit card or U.S. bank account.**
▶ OFFERS: Find money-saving offers from participating merchants—right on your phone.
▶ LOYALTY: Store loyalty, membership and rewards cards and cut the clutter. You can even check your balance for select loyalty programs.Plus, Softcard features state-of-the-art technology and layers of security to protect information.

Paying with your phone is easy.
1. Open Softcard and enter your PIN
2. Select a payment card
3. Hold the back of your phone over the contactless symbol on the terminal at checkout

You can use Softcard to pay anywhere contactless payments are accepted - over 200,000 locations nationwide!

Verizon customers can get a $5 credit for each of your first five purchases using a new American Express Serve with Softcard Account through 12/31/14. Terms apply.†

Questions? Customer service is just a phone call away.

* Data usage applies for app download and use.
** Cash advance fees for credit card loads may apply; please check with your credit card issuer for details. American Express Serve - Eligibility, fees and restrictions apply. See the American Express Serve Consumer User Agreement and Terms of Use for Softcard (formerly Isis Wallet) at for details. American Express Serve in Softcard can be used anywhere American Express contactless payments are accepted.

† Verizon Wireless customers that sign up for a new American Express Serve Account in Softcard on or after October 1, 2014 can receive a $5.00 statement credit to your American Express Serve Account for each of your first five eligible purchase transactions that appear on your American Express Serve Account statement and are made between October 1, 2014 through December 31, 2014 (an “Eligible Purchase Transaction”). Eligible Purchase Transactions do not include attempted purchase transactions using your Account that are not completed for any reason (including as a result of an inoperable payment terminal) and payment of fees that appear on your American Express Serve Account statement. Merchants are responsible for submitting transaction information to us and if American Express does not receive information from the merchant that identifies your transaction as qualifying for the offer, you will not receive any statement credit. Certain merchants may combine two or more purchase transactions conducted using your Account in a way that results in a single transaction appearing on your American Express Serve Account statement. In such cases, you will only receive a single transaction credit of $5.00. Statement credit will normally be applied to your American Express Serve Account promptly after your eligible purchase transaction clears, but could take up to thirty (30) days. Statement credit may be reversed if a qualifying transaction is reversed or cancelled. Offer expires December 31, 2014, but offer is subject to change or cancellation at any time.

Softcard Terms of Service available at Features may vary by operating system and app version. Eligibility of payment cards, loyalty cards and offers depends on card issuer and merchant participation. Ability to tap or transmit loyalty and offer information varies among participating merchants. Some merchant contactless terminals may not work or accept specific payment cards in the app. Softcard and the associated logos are trademarks of JVL Ventures, LLC. Contactless Symbol is property of EMVCo, LLC. Other third-party trademarks are the property of their respective owners. © 2014 JVL Ventures, LLC. All rights reserved.